In 2013 there were over a million bankruptcies filed in the US. So, while the median credit score is over 700, many people have been forced into filing for bankruptcy, severely damaging their credit score.
What Is A Bad Credit Score?
What is considered a bad credit score can vary depending on the credit scoring model used, but ultimately, it comes down to what each lender considers a “bad” credit score.
Contrary to what the credit bureaus would like you to believe, credit repair does work and can work for 100% of people in most circumstances.
The Truth About Florida Credit Repair Services
Professional credit repair services, credit counselors, and debt consolidators are everywhere.
What Is A Credit Repair Program?
You can get two kinds of credit repair programs. The first is a class or seminar that is most commonly offered by credit counseling services with the hopes of securing your business.
Repairing Your Credit With A Credit Repair Kit
Yes, many of the “ultimate credit repair kit” products can help people facing serious problems with their credit reports and credit scores.
Roughly 97% of credit reports contain errors! These errors can have negative effects on your credit score and you may not even know it. The Fair Credit Reporting Act (FCRA) states that if a creditor can’t prove it then they must remove it.
Bad credit can prevent you from seeing a lot of your dreams come true. Whether they are buying a new TV, replacing your old sofa, or going on a well-deserved vacation with your family, it’s never pleasant to receive a blunt “no” from your bank because of bad credit score.
Credit Repair Enforcers fight for your credit rights!