How to Check Your Business Credit Score and Ratings

Business credit is the life's blood of small and large companies alike. Keeping track of their ratings ensures they meet their customer obligations. 

Who Tracks Business Credit Ratings?
Business credit ratings are tracked by several business credit bureaus, including:

•  Equifax Business
•  Experian Business
•  Business Credit USA

TransUnion, a company, usually associated with tracking personal credit ratings, may also have access to business credit scores. This is especially true for small businesses with a sole proprietor, as there is minimal distinction between a person and their business on this level. But the credit bureau that holds the most sway over affecting a business's overall credit score is Dun & Bradstreet, also known as D&B. D&B is the most widely accepted and trusted tracking agency for business credit scores in the United States.

How To Check Your Business Credit Score
Before you get started, make sure that you have your business identification number ready. This may be one or all of the following:

•  Employer Identification Number (EIN)
•  Federal Identification Number (FIN)
•  Data Universal Numbering System (DUNS) Number

With this number ready, contact the credit agency of your choice. Again, remember that the significant source for accurate business credit information is Dun & Bradstreet. Be sure to:

•  Ask the credit agency for the forms you need to fill out.
•  Fill in all information and double-check for accuracy.
•  Return the forms to the agency and wait for their report.

To speed up the process, check if the agency has an online or e-mail-based form. Also, remember that agencies have a widely varying price range to check business credit ratings and issue reports.

The Business Credit Report
While business credit is just as important as personal credit, the report may look slightly different. The business credit ranking system uses a more concise scale than personal credit, from 1 to 100. A good business credit score is considered to be anything between 80 and 100. Like personal credit, the lower this number gets, the lower number means more risk for businesses to consider when offering goods or services in good faith that they will be promptly compensated. There are only two means of raising your business credit score:

•  Promptly pay off loans and other business invoices
•  Find an agency to research and challenge information on the report

Credit reporting bureaus may have false or outdated information on file that might impact unjustly lower a business credit rating. If these damaging reports can be removed from your business report, the overall business credit score could dramatically increase by 50 points or even more.

Credit Repair Enforcers is one of the nation's most trusted credit restoration companies. Credit Repair Enforcers' risk-free approach of pay-by-performance ensures that you always get your money's worth because a business doesn't have to pay until there is progress. Contact Credit Repair Enforcers today, and start on the road to credit repair and recovery.

About CreditRepairEnforcers.com: 
Get the benefits and experience of a firm that concentrates on helping people with credit problems without paying huge setup fees. Credit Repair Enforcers has successfully removed erroneous, unverifiable, outdated, and inaccurate information from our client's three credit reports for over 20+ years. We assist with all things credit repair and credit building. We have helped people who need assistance with personal, business, and corporate credit repair and credit building. Credit Repair Enforcers fight for your credit rights!